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DH and I under bought our home, knowing our kids were leaving some day. By doing this, we can seriously consider buying a small second home or cottage and having it paid for before we retire.
I am also such a cheapo, I worried about maintenance on a large home when we were shopping for one. Not to mention oil heat for 7 rooms or oil heat for 9? I will take the smaller.

I was thinking they could rent the upstairs out also. Are they near a college?
 
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