Yes, that would be great in all, but in order to secure a payment plan with them, you have to give them a check by phone of like $400. I've tried. My bank account is -$93. I have $10 in my wallet which I have to use for gas to get to the doctors tomorrow before I lose my entire toe. That's it. I dont have the $ to pay them.Who do you owe money to that is in default or shall I say that you have in collections? They are wanting their money so they are asking for payment, call them and work something out, it's the best option.
A summons is likely a request for you to appear in court regarding an amount of money that you owe to a company. If they get a court order against you for that amount, that means that they can take the money from your checking account, assets, and can garnish your wages. I would recommend searching "legal services" in your area and seeing if you can get some free legal advice in this situation. Laws are different state to state regarding what money they can take and how much.
Good luck, I'm sorry that you're going through this.
O.K., I've got to say this. A SUMMONS does not have to be served in person, BECAUSE it's just a request to appear in court. You don't have to go. on the other hand a SUBPOENA is a legal demand to appear in court, and has to be served in person.As I was told They have to hand you the summons in person and can not just leave it in your door. Check the local law about this.