We gave up credit cards about 6 years ago after we got into some financial trouble with them. We have been able to always meet our expenses without since them and would rather not get another one, but found ourselves in a bit of a predicament this weekend. We travel quite a bit for our children's activities. This weekend was a soccer tournament. We paid for our room and the coaches room (I had collected funds to do so and put those funds into my account). I used the credit card attached to my bank account- it has a mastercard symbol on it and I didn't enter a pin. I called several days prior to traveling to find out how much of a "hold" the hotel would be putting on the rooms as I know they typically do. I was told 20% which I was completely prepared for. Checked in without any problem. The next day I received an alert that my bank account was overdrawn. I logged onto my account and found that I was triple charged for the hotel rooms- they had charged me $2100 for 3 nights (2 rooms) in a hotel where our rate was $109 a night. It should have been about $386 including taxes (plus a 20% hold) times two). I was freaked out as I was 12 hours from home and now had NO MONEY!! I should have been amply prepared money wise. ugh. So, I called the bank, spoke with the front desk of the hotel, called the corporate office for the hotel and when it came down to it got no where. They all just pointed fingers at one another. The hotel said the bank must have somehow triple charged us. The bank said no way it was the hotel. I ended up having to have my parents put cash into my account so we could get back home- how embarrassing! My husband put a check in, but since it was the weekend it wouldn't clear in time. I guess that hotel and car rentals are times when it is difficult to not have credit cards as they can put very large holds on your account. And I guess when they make errors it can take days to clear. I had a huge fit and ended up with a gas card and free food at their restaurant, but my account is still messed up. Waiting to see when/if it is fixed. How do the rest of you travel without credit cards or is it impossible?