DH and I leave for a trip to Hawaii next week. We are so excited. We have wanted to go for so long but we kept saying we couldn't afford to go. We decided that we were going to open a vacation savings account quite a few months ago. We set a specified amount in the account each pay day. If it meant that we hung the laundry that week or put beans in the slow pot before going to work we did it just so that money was put away. We were able to pay for the trip in November and have been saving the same amount each paycheck for spending money. We are thrilled to think that we are going on a dream vacation and won't have any debt when we get home. We will also be keeping the account open and putting the same amount in each payday when we get back. We haven't decided what the next trip will be, but it will be nice to have the money available when we decide. It's amazing what you can accomplish when you set your mind to it.