I'm behind on paying my car payment. I don't know what happened, but somewhere down the road I've gotten a month behind. I pay every month, but it goes towards the previous month and I don't have the money to pay 2 months. I spoke with the bank and they said I could defer 2 months and then get the late fees caught up. I'm going to do that, but I'm worried they won't approve it. The lady said that it has to be approved once it's turned in. I really want to get caught up, but am worried they won't approve it and then I'll be in a big hole at the end of the lease. Any suggestions?