[Greebo]

In this case, it was a screw up to the tune of $105 in overdraft fees.

Yep - I told myself on Tuesday - remember to move some sinking fund money into checking from savings...

Guess what I didn't do?

So bam, bam bam - three overdrafts - $35.00 each. And we had over $3,000 in our savings account too.

I still deal with the devil - Bank of America is our main bank. The guy said he'd wipe out 2 of the 3 O/Ds. That'd be nice - if it happens - but if it doesn't, I'm not gonna bitch. It's my effing fault.

But I also signed up for the "if you screw up with checking and have money in savings, we'll move the money for you and only charge you $10.00 total as opposed to $35 per transaction" program.

So - have fun knocking me off my pedestal.

But you know what is nice?

Two years ago, this would have been a *CRISIS*. $100 gone? OMG WHAT DO WE DO??

Today, having lived on a budget, having money in the bank, living BELOW our means with no credit cards and no new consumer debt...this? This is stupid tax - it's annoying - but we'll get over it.

No Pizza for us this month maybe...

 

[Russ]

lesson learned. I'll bet it never happens again.

 

[QM]

Oh, Greebo!!!!! You can't make mistakes.

 

[monkeywrangler71]

When I am going over our accounts I always forecast our cashflow for the remainder of the month. If I know that there is going to be a bill coming up that will require money from the savings account, I just do an online transfer and postdate it to the day before it's needed. That way, I don't need to remember to do it on a particular day - which is something I am terrible with. If the situation changes before the bill is due, I can just go online and either edit the transfer or delete it.

 

[frugalfriend]

We've all paid stupid tax at one time or another. Point is you've learned from it and it didn't hurt as bad as it once would! :thumb: Annoying as heck - yes, but chalk it up as a learning experience. I think BofA *will* take off the first two fees and then you'll only be out the $35. Not too bad. We used to bank with BofA and when they said they would take something off, they did.

 

[Incognito]

That's ok, Greebo; consider yourself 'one of us' now.

 

[Greebo]

lesson learned. I'll bet it never happens again.

If it does, it'll only cost $10, anyway.

Like I said - I TOLD myself to move the money! I just...never did...
*sigh*

 

[Russ]

On this day in history, Greebo effed up.

And thats the way it is December 18th, 2009.

 

[frugalfriend]

ROFL, Russ! :laugh:

:tay:

 

[QM]

...Like I said - I TOLD myself to move the money! I just...never did...

So...if Greebo won't listen to himself, then why should we listen to him?! :laugh:










Just kidding, Greebo. :hugz: You've just proved that we're all human.

 

[mauimagic]

Mahalo for sharing Greebo - as we all breathe a sigh of relief.......it's all a process!!

 

[dcompton]

What's this "no pizza for US"? Ceashells can order pizza - YOU just can't have any! PB&J for Greebo.

I don't care if you are married. Share and share alike does not extend to pizza in this case.

 

[frugalfriend]

What's this "no pizza for US"? Ceashells can order pizza - YOU just can't have any! PB&J for Greebo.

I don't care if you are married. Share and share alike does not extend to pizza in this case.

This just keeps getting better/funnier! Sorry Greebs, I think you've opened yourself up to picking on Greebo day! LOL

:greebo: <--- no more!

 

[Greebo]

What's this "no pizza for US"? Ceashells can order pizza - YOU just can't have any! PB&J for Greebo.

I don't care if you are married. Share and share alike does not extend to pizza in this case.

I hate you.

SOOOOO much!

 

[Ceashels]

Russ: too funny, thank you.

And unfortunately dcompton, Ceashels rarely orders out. I'd make my own but ..... that takes more prethought than I can expend right now. lol so PB&J for two this month.

 

[Greebo]

Russ: too funny, thank you.

And unfortunately dcompton, Ceashels rarely orders out. I'd make my own but ..... that takes more prethought than I can expend right now. lol so PB&J for two this month.

Note what you're seeing here folks - this isn't "I'll eat PB&J if my hubby has to eat PB&J cause I'm standing by my man!"

This is "Man that's too much work - gimme a sandwich!"

My wife. I love her!

 

[Lady_V]

Sorry it took so long to post something... I just got up off the floor :thud:

Welcome to the "Stupid Tax Club" ... your card should arrive in the mail shortly

 

[Russ]

Russ: too funny, thank you.

You are quite welcome but I must say, and believe me when I tell you,
IT WAS MY PLEASURE!! :laugh:

 

[NikoSan999]

Geesh...and I can't even blame Bank of Hell this time...you ruined it

 

[Mom2-3]

Sorry it took so long to post something... I just got up off the floor :thud:

Welcome to the "Stupid Tax Club" ... your card should arrive in the mail shortly

That was too funny!

Greebo- it's nice to have that budget and BEF to help with these "stupid" times. I know a year ago, $100 would have been a major emergency! Now, it is a crappy bump in the road